Get Preapproved
Get preapproved for a mortgage free– before you shop for your new home – and get more bargaining power.
The benefits of a preapproval:
- Determine your affordable price range. Knowing the range of affordability greatly aides your new home search.
- Having a pre-approval gives you the added leverage when buying a home.
- Makes your offer more attractive
- Sellers know that a pre-approval means you are ready to buy and a serious buyer
Talking to a Mortgage Loan Officer is an important step to getting the right mortgage loan. Every borrower is different and a Loan Officer knows which questions to ask in order to best match you with the right loan and monthly payment
Our most popular mortgage loan options for first-time home buyers
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Conventional Loans
As little as 3% down payment. Down payment can be a gift and closing costs can be a gift or paid by another party. -
USDA / Rural Development Loans
No down payment, Low Mortgage Insurance, flexible credit Requirements. - VA Mortgage Loans
No down payment, no PMI and flexible credit requirements make the VA loan a top choice for veterans and active military members. - FHA Mortgage Loans
Purchase your home with only 3.5% down. Flexible credit requirements
